Through September 2026, Redfin data shows coastal North County homes still selling, but at different speeds by city: a median of 29 days in Encinitas, 32 in Solana Beach, 35 in Carlsbad, and 93 in Del Mar. With the 30-year mortgage averaging 7.24% per Freddie Mac on October 29, 2026, pricing accuracy matters.
What Do the Latest Numbers Show by City?
The latest Redfin figures, covering the three months ending September 2026, show median sale prices from about $1.55M in Carlsbad to about $3.51M in Del Mar. Every number below includes its source and date. These are medians across all home types, so they describe the market, not what your home is worth.
Small markets swing hard. Redfin counted 14 Del Mar sales in September 2026, so a few large sales can move the median a lot.
What Does a 7.24% Mortgage Rate Mean for Sellers?
Freddie Mac's Primary Mortgage Market Survey reported a 7.24% average 30-year fixed rate on October 29, 2026, down from 7.32% the prior week. Higher rates mostly pressure financed buyers. In the $2M to $4M range, more buyers use large down payments or cash, though rate-sensitive buyers still affect pricing.
This survey covers conventional, conforming purchase loans. Jumbo pricing can differ, so ask your buyer's lender about the current jumbo rate.
Coastal North County Snapshot (Three Months Ending September 2026)
City | Median sale price | Change vs. last year | Median days on market | Source and date |
|---|---|---|---|---|
Del Mar | $3,508,329 | +31.2% | 93 | Redfin city page, retrieved October 29, 2026 |
Solana Beach | $1,999,048 | +9.5% | 32 | Redfin city page, retrieved October 29, 2026 |
Encinitas | $2,059,019 | +5.6% | 29 | Redfin city page, retrieved October 29, 2026 |
Carlsbad | $1,548,263 | +1.8% | 35 | Redfin city page, retrieved October 29, 2026 |
La Jolla | $2,273,363 | -6.3% | 34 | Redfin La Jolla neighborhood page, retrieved October 29, 2026 |
So, Should You Sell Now or Wait?
It depends less on the calendar and more on your plans, your home's condition, and how it compares to what is active nearby. The data shows buyers are still buying, but days on market vary widely by city. A well-prepared, accurately priced home tends to do best in any season.
If you are weighing spring against listing now, compare the extra months of carrying costs with how much the season might add for your home. We are happy to run that comparison with you.
Detached-Home Detail: Encinitas 92024, September 2026 (SDAR)
- Median detached sales price: $2,300,000, up 5.6% from September 2025
- Percent of original list price received: 94.1%
- Days on market until sale: 31
- Months supply of inventory: 2.6
- Source: Greater San Diego Association of REALTORS Local Market Update, 92024, current as of October 5, 2026 (retrieved October 29, 2026)
Frequently Asked Questions
Here are direct answers to the questions sellers ask us most about this topic. Each answer is based on the sources listed below, retrieved October 29, 2026. Where a detail depends on your situation, the answer says so, and we are glad to walk through yours in a short conversation.
Is it a good time to sell a house in coastal San Diego?
Homes are still selling across coastal North County, with Redfin medians of 29 to 35 days in Encinitas, Solana Beach, and Carlsbad through September 2026. Del Mar ran longer at 93 days. Your own outcome depends on pricing and preparation.
Are prices going down in coastal North County?
Through September 2026, Redfin showed year-over-year median price gains in Del Mar, Solana Beach, Encinitas, and Carlsbad, and a 6.3% decline in La Jolla. Medians reflect the mix of homes sold, so they are not the same as a change in any one home's value.
Why is Del Mar's days on market so much higher?
Del Mar is a small, high-priced market. Redfin counted 14 sales in September 2026, and a few long-marketed luxury homes can pull the median up.
What mortgage rate are buyers facing?
Freddie Mac reported a 7.24% average 30-year fixed rate on October 29, 2026. Jumbo loans can price differently.
How often is this update published?
We publish this update monthly, using the latest dated data available at the time of each edition.
Sources
- Redfin Del Mar: https://www.redfin.com/city/4792/CA/Del-Mar/housing-market
- Redfin Solana Beach: https://www.redfin.com/city/18500/CA/Solana-Beach/housing-market
- Redfin Encinitas: https://www.redfin.com/city/5844/CA/Encinitas/housing-market
- Redfin Carlsbad: https://www.redfin.com/city/2891/CA/Carlsbad/housing-market
- Redfin La Jolla: https://www.redfin.com/neighborhood/1445/CA/San-Diego/La-Jolla/housing-market
- SDAR Local Market Update 92024: https://sdar.stats.10kresearch.com/docs/lmu/rpt_1657984?src=list (current as of October 5, 2026)
- Freddie Mac PMMS: https://www.freddiemac.com/pmms (October 29, 2026 release)
- All retrieved October 29, 2026